# StockAPY > An independent comparison of every place you can earn yield on tokenized stocks — across chains, issuers, DeFi protocols and CeFi platforms. Base rates, incentives and points shown separately, with a source and a timestamp on every number. ## Key findings (as of 23 Oct 2026) - 50 opportunities tracked across 6 chains. - Median APY on an earn opportunity: 2.85%. - Highest advertised APY: 21.26% (Superform, GOOGLc). - Share of all yield on offer that is interest paid by borrowers rather than token incentives: 0.4%. - 8 of 30 earn opportunities pay exactly 0%. - Borrowing is the larger opportunity: 39 markets accept a tokenized stock as collateral, with a maximum loan-to-value of 86% and a median borrow cost of 6.70%, the cheapest being 0.09% on Morpho. - Liquidity is the one category with meaningful real yield: across 88 active stock/stablecoin pools with a full day of trading measured, the median trading-fee APY reaching LPs is 50.52%, before impermanent loss. On Aero, LPs earn either trading fees or AERO emissions, not both. ## Data - [Full dataset, JSON](https://stockapy.xyz/api/opportunities): every opportunity with base/reward split, TVL, source and timestamp. CC BY 4.0. - [Full dataset, CSV](https://stockapy.xyz/api/opportunities.csv) - [Everything as Markdown](https://stockapy.xyz/llms-full.txt): key findings and every current table in one file. - [Filterable JSON API](https://stockapy.xyz/developers): /api/v1/summary, /api/v1/earn, /api/v1/liquidity, /api/v1/borrow, /api/v1/stocks/{ticker}. Spec: https://stockapy.xyz/openapi.json - Any page as Markdown: add .md (e.g. https://stockapy.xyz/earn.md) or send Accept: text/markdown. - [Methodology](https://stockapy.xyz/methodology): sources, refresh cadence, known gaps, and what we refuse to publish. ## Pages - [Overview](https://stockapy.xyz/): the best way to earn, provide liquidity and borrow with a tokenized stock right now. - [Earn](https://stockapy.xyz/earn): every place that pays you to deposit a tokenized stock, by platform. - [Provide liquidity with tokenized stocks](https://stockapy.xyz/liquidity): active Raydium, Uniswap and Aero pools with LP fee APY, volume, TVL and deposit links. - [Borrow against tokenized stocks](https://stockapy.xyz/borrow): max LTV, loan asset and borrow cost per venue. - [Knowledge Hub](https://stockapy.xyz/hub): research and explainers. - [Weekly newsletter](https://stockapy.xyz/newsletter): the best pools and updated yields, every week. - [Glossary](https://stockapy.xyz/glossary): base APY, reward APY, points, collateral-only venues, looped vaults, oracle gap risk. - [Platforms](https://stockapy.xyz/platforms) - [Issuers](https://stockapy.xyz/issuers) ## Per-stock pages - [AAPL](https://stockapy.xyz/stock/aapl.md) - [AMD](https://stockapy.xyz/stock/amd.md) - [AMZN](https://stockapy.xyz/stock/amzn.md) - [CRCL](https://stockapy.xyz/stock/crcl.md) - [GOOGL](https://stockapy.xyz/stock/googl.md) - [HOOD](https://stockapy.xyz/stock/hood.md) - [META](https://stockapy.xyz/stock/meta.md) - [MSFT](https://stockapy.xyz/stock/msft.md) - [MSTR](https://stockapy.xyz/stock/mstr.md) - [NVDA](https://stockapy.xyz/stock/nvda.md) - [PLTR](https://stockapy.xyz/stock/pltr.md) - [QQQ](https://stockapy.xyz/stock/qqq.md) - [SPCX](https://stockapy.xyz/stock/spcx.md) - [SPY](https://stockapy.xyz/stock/spy.md) - [TSLA](https://stockapy.xyz/stock/tsla.md) ## Hub - [Borrowing against tokenized stocks: four risks behind the LTV number](https://stockapy.xyz/hub/borrowing-against-tokenized-stocks-risks): Max LTV is a liquidation line, not a target. The weekend oracle gap, why the lend rate is a different trade, and why the cheapest borrow rate usually sits in the quietest market. - [Earning on tokenized stocks: six things to know before you deposit](https://stockapy.xyz/hub/earning-on-tokenized-stocks-what-to-know): Why base APY is the only yield that is really yours, why the biggest rates usually carry borrowed risk, and how to read a rate that does not say where it comes from. - [Providing liquidity with tokenized stocks: fees, impermanent loss and weekend gaps](https://stockapy.xyz/hub/providing-liquidity-with-tokenized-stocks): Trading fees are the largest real yield on a tokenized stock. What they cost you: impermanent loss, the weekend price gap, out-of-range positions and the venue's cut. - [Base APY, reward APY and points: which yield is actually yours](https://stockapy.xyz/hub/base-apy-vs-reward-apy-vs-points): Three numbers get added together and quoted as one APY. Only one of them is interest. Here is how to tell them apart in about ten seconds. - [How to earn yield on tokenized NVDA](https://stockapy.xyz/hub/earn-yield-tokenized-nvda): There are several tokenized NVDA tokens on three different chains, and the venues that accept them pay very different things. A walk through all of them, with the catch for each. - [Almost nobody is paying you to hold a tokenized stock](https://stockapy.xyz/hub/tokenized-stock-yield-reality-october-2026): We checked every venue that accepts a tokenized stock. Across the venues that disclose where their yield comes from, 99.7% of it is token incentives rather than interest. The only steady rates are 2-4% on a custodial platform that will not say what funds them. ## Attribution Cite as: StockAPY, https://stockapy.xyz, retrieved 23 Oct 2026.